Class Action Lawyers

Class Action Lawsuits

Many people have heard of class action lawsuits, although most have but a vague idea of what the term really means. Class Actions are representative lawsuits, whereby one individual, or perhaps a small group of individuals, file a suit on behalf of a much larger group. The size of such suits ranges from as small as 20 or so persons to numbers in the millions. They occur as the result of a number of people sustaining injury as the result of a company’s actions or, in some cases, lack of action. The injuries are typically physical or financial. Those who sign on with a class action almost always give up their right to sue the company individually.

Benefits

There are a number of benefits to filing a class-action lawsuit. For example, the court system benefits from the representative nature of a class action suit. If all the people represented by a large class-action suit were to file individually, the glut of cases would quickly overwhelm the court system’s ability to function. Another benefit is that people who otherwise would not bother to file suit gain a voice and the chance to share in the dispersal of awards should the case be won. Society as a whole benefit when a company’s wrongful actions or negligence are brought to justice.

Mass Torts vs. Class Actions

Class Actions are similar to mass torts but have key distinctions. People participating in a class-action suit like as not come from all over the country, while participants in a mass tort share a common region of origin. In addition, a class-action lawsuit treats the various participants in the class as a single plaintiff. In a mass tort action, the court views each person in the plaintiff group individually. Illustrations of past class actions include those that were brought against the manufacturers of Agent Orange, certain vaccines, silicone breast implants, various drugs, and more.

Awards

Winners in class action suits are awarded two types of awards. One is punitive and the other is compensatory. The first is intended to punish the wrongdoer for the harm the decisions perpetuated, and the latter is meant to compensate the plaintiffs for actual damages they sustained. These damages include areas such as illness, injury, death, pain, suffering, and financial loss. Law firms almost always take class-action suits on a contingency basis. This means that should they win, they’ll receive a percentage of the award. If they lose, the plaintiffs owe nothing.

Individual

All class lawsuits are unique. Separate class-action suits encompass a wide variety of categories. Examples include flawed products, dangerous pharmaceuticals, environmental dangers, defective construction materials, financial scams—the list is nearly endless. Many class suits are settled out of court before going to trial. Others end up before a jury, and still others are settled as the result of mediation. Out-of-court settlements and mediation are often more desirable to both parties than a jury trial, which often ends with heavy judgments and are then followed by a lengthy appeal process.

Class action litigation is a specialized area of law that requires the expertise of experienced legal representation. Statman Harris, LLC devotes a significant portion of the practice’s resources to class suits, seeking justice on behalf of clients who, through no fault of their own, fell victim to injury as the result of a corporation’s deceptive, illegal, or negligent practices. –

S&H attorneys work closely with lead plaintiffs who, if the class action is successful, are frequently awarded additional compensation by the court above and beyond their share of the recovery to compensate them for the time and effort they spent representing the rest of the class. Contact S&H if you have been harmed by a corporation, financial institution, or other entity and feel there surely must be numbers of others who have experienced the same. We can help, and routinely represent class suit plaintiffs across America.

BREACH OF CONSUMER CONTRACTS

In today’s competitive marketplace, many providers of consumer goods and services are tempted to “oversell” their products by offering one thing in splashy brochures, sales pitches, and marketing materials, and then simply refuse to honor their obligations when the time comes to live up to their end of the bargain.

When the seller promises more than he intends to deliver, and balks at giving you what he said he would, and what you honestly paid for, or charges you for undisclosed fees, he may not only be liable for deceptive sales tactics, but may actually be breaching the contract you entered into. Examples of cases we have investigated include cell phone providers who charge roaming fees in violation of their contract, and extended warranty plans that are terminated before the expiration of coverage time the customer paid for.

The class action lawyers at Statman Harris, LLC have the experience to review your claim to determine whether it may qualify for a class action lawsuit. While your claim may be for only a small amount on its own, your claim could provide the basis for class-wide relief and spur the retailer to change its unfair practices. And lead plaintiffs are often awarded additional compensation for their time and efforts.

Unfair contract practices turn up in many industries, including:

• Cable television
• Hotels and motels
• Cellular phones
• Health clubs
• Rental cars
• Extended warranties
• Performance Service Plans –

If you feel that you are not getting what you paid for in a consumer transaction, or that the seller is trying to evade his obligations under a consumer contract, or if you have been charged for undisclosed fees, contact the consumer class action lawyers at Statman Harris, LLC at our office for a free consultation.

CREDIT REPORTING ERRORS

At Statman Harris, LLC our consumer class action attorneys have the expertise to represent persons with claims involving violations of the Fair Credit Reporting Act, the Fair Credit Billing Act, and other widespread abuses that can adversely affect your credit score, insurance rates, or even a security clearance. No matter where you live in the United States, contact a knowledgeable lawyer at our firm to learn about your rights in credit reporting error situations.

According to a study published by the U.S. Public Interest Research Group in 2004, almost 80 percent of American consumers had errors in the information maintained by the three major credit reporting companies. While many people have little trouble correcting outdated or erroneous credit data, others encounter problems (ranging from the annoying to the nightmarish) related to such credit reporting errors as the following:

• Unpaid bills resulting from identity theft
• Debts discharged in bankruptcy that remain on the report
• Satisfied judgments show up as unsatisfied
• Failure to note debts as disputed
• Defaults, debts, and judgments incurred by someone else with a similar name
• Debts more than seven years old that still appear on the report
• Third parties accessing your credit reports without your consent

Our lawyers’ familiarity with the law relating to the Fair Credit Reporting Act, together with our experience with complex class action litigation involving millions of class members, can make a decisive difference in the outcome of your damages claim for credit reporting errors. We have the resources and logistical capacity to represent class action plaintiffs anywhere in the nation, and we can advise you about the suitability of your claim for a class-action lawsuit.–

All class action cases that we accept are handled on a contingent fee basis. We collect no attorney’s fee unless we succeed in recovering damages for the plaintiff class. To learn more about your rights in a credit reporting or billing error case, contact Statman & Harris in Cincinnati, Dayton, or Chicago.

DECEPTIVE PRACTICES

At Statman Harris, LLC our attorneys evaluate and investigate the viability of class action litigation in many cases involving consumer fraud and deceptive practices in a wide variety of industries. While the losses in individual cases are typically very small–too small to reward the trouble of a lawsuit–the aggregate loss that unfair charges represent to American consumers run into the billions every year. Class action litigation provides an efficient and effective vehicle for compensating those who have suffered losses to deceptive consumer trade practices, as well as for deterring unfair practices on the part of major corporations.

Contact one of our AV-rated* consumer class action lawyers for a free consultation about your rights to compensation, and the possibility of additional recoveries for lead plaintiffs, in nationwide class action litigation concerning such deceptive trade practices as the following:

• Unfair use of extended warranties in appliance and electronics sales
• Improper software renewal practices
• Hidden finance charges in consumer transactions
• Overcharges in real estate closing fees
• Misrepresentations and hidden fees in auto lease transactions

The class action attorneys at Statman Harris, LLC have the legal, technical, logistic, and investigative resources necessary to maintain consumer deceptive practice lawsuits anywhere in the United States. We have successfully represented classes as small as several thousand members and as large as 16 million. Most recently, we have achieved impressive results for our class action clients in cases involving cell phone roaming charges and extended warranty abuses, but we are prepared to evaluate any claim involving deceptive practices that victimize consumers in any industry.–

For a free consultation about your problem with deceptive practices in any consumer context, contact one of our lawyers in Cincinnati, Dayton, or Chicago.

ERISA PENSION LOSSES

Employees and retirees are entitled under ERISA to count on the security of the investments and pension instruments that will fund their retirement. For many different reasons, however, an ERISA pension plan can suffer very substantial losses in the value of its holdings with severe damage resulting to the plan’s beneficiaries. If securities fraud, breach of fiduciary duty, or imprudent investments have endangered your retirement through ERISA pension plan losses, contact an AV-rated* class action attorney at Statman Harris, LLC.

We can represent pension plan beneficiaries in class action litigation involving a wide range of ERISA violations ranging from conflict of interest to breach of fiduciary duty to poor investment advice. In one case, the value of a pharmaceutical company’s shares fell suddenly due to alleged securities fraud, and the company’s ERISA pension plan experienced large losses due to its substantial holdings in the company’s stock. The plan beneficiaries may share in damages in that amount due to the plan administrator’s breach of fiduciary duty in managing the pension plan’s assets.–

We can represent ERISA participants in class action litigation on a nationwide basis allows. We can represent a plaintiff class of any size, efficiently and effectively. For a free consultation about your ERISA pension loss claims, contact one of our lawyers in Cincinnati, Dayton, or Chicago.

EXCESSIVE MUTUAL FUND FEES

Mutual funds are among the most popular investment vehicles for ordinary Americans saving for their children’s education or their own retirement. Mutual fund managers and advisers are under a fiduciary duty to manage the fund’s investments for the maximum benefit of its shareholders within the terms of the mutual fund instrument. In recent years, however, many mutual fund investors have been surprised to find that management fees have cut into their net returns, and have proved that the fees charged were excessive.

If you suspect that self-interested transactions have generated excessive mutual fund management fees in your portfolio, then other investors are in the same boat. Contact an experienced Ohio securities litigation attorney at Statman Harris, LLC, and see whether the circumstances of your case might support a class action on behalf of all of the fund’s investors.

Class action litigation involving mutual fund mismanagement commonly involve the following:

• Breach of fiduciary duty
• Excessive mutual fund management fees
• Churning of shares in order to inflate transaction costs and commissions
• Charging fees disproportionate to the services provided
• Charging undisclosed fees

We also investigate class action claims against mutual fund managers and investment advisers in cases involving late trading, in which certain investors are allowed to purchase shares at a given day’s price after closing, or market timing, in which certain investors are allowed to trade on very short swings with the effect of inflating the management fees for the fund as a whole.–

The class-action lawyers at Statman& Harris can represent mutual fund investors anywhere in the United States. For additional information about your rights to compensation in an excessive fees case, contact us in Cincinnati, Dayton, or Chicago.

EXTENDED WARRANTIES

Most consumers have had the experience of a high-pressure sales pitch to buy an extended warranty or performance service plan when buying a television, a computer, or a kitchen appliance. That decision often turns out to be a mistake. Not only is the sale of extended warranties or performance service plans an extremely profitable source of revenues for discount retailers engaged in fierce price competition on the product itself, you don’t always get what you pay for. In fact, sometimes you don’t get much of anything at all.

If a retailer has misrepresented the terms of service under an extended warranty or performance service plan on a computer, home electronics product, or major appliance, contact the consumer class action attorneys at Statman Harris, LLC. We have a great deal of experience recovering large settlements and verdicts on behalf of consumers nationwide for claims involving the purchase of extended warranties or performance service plans.

Consumers encounter many different problems with extended warranty protection on major electronics and appliance purchases. These include:

• Termination of the warranty or performance service plan prior to the stated terms of the sales receipt issued by the retailer if the product is replaced
• Failure or refusal to honor the terms of the agreement as stated

When the time comes to take advantage of a warranty or performance service plan, reluctance or refusal of the retailer to provide the services you purchased can be a frustrating ordeal. The class action attorneys at Statman Harris, LLC can review your experience to determine if you have a class action claim.–

For a free consultation about your rights and prospects for success in class action litigation on a claim relating to extended warranties, contact an AV-rated* lawyer at Statman Harris, LLC in Cincinnati, Dayton, or Chicago.

FALSE ADVERTISING

If you are a victim of false advertising practices for a consumer product of any kind, chances are that many others were also injured by the same misrepresentations or exaggerations. Our class action attorneys pursue claims on behalf of those injured by false advertising, including:

• Health and nutrition supplements
• Cosmetics and personal care products
• Hair restoration drugs
• Cell phone service
• Automotive products
• Extended warranties
• Improper software license renewals

False advertising can also occur in situations where the misrepresentation applies not to a claim for the product’s performance, but for other advertised characteristics– environmentally friendly, organic, no artificial ingredients–that turn out to be false.–

Manufacturers and retailers who use false advertising assume that injured consumers will not find it worth the time and expense of pursuing individual claims against them. The most effective way to hold them accountable is often a class action lawsuit. For further information about the suitability of your false advertising claim for a class-action lawsuit, please contact Statman Harris, LLC at no cost to you.

FRANCHISE CLAIMS

To own and operate a franchise can seem like the best of both worlds–you get the entrepreneurial challenges and rewards of operating your own business with the backing of a major corporation’s brand recognition, marketing budget, and reputation for quality. For many franchisees, however, the profitability of their local operation is undermined by the corporate franchisor’s failure to deliver on its commitments, or unfair practices with respect to advertising, supply, or service charges.

If you operate a local franchise of a national chain and believe that the franchisor is dealing with you unfairly, other franchisees may have the same claims under the same agreement.

Our lawyers can represent franchisees in such industries as fast food, family restaurants, hotels and motels, automotive repair, rental agencies, and convenience stores. We can analyze your franchise agreement and the provisions of state and federal franchise law to determine whether you have claims for any of the following:

• Fraud
• Misrepresentation of profit potential
• Breach of contract
• Antitrust violations
• Unlawful chargebacks
• Excessive advertising charges
• Restrictive supply and tie-in requirements–

At Statman Harris, LLC our experience with complex business litigation can help you recover for unlawful or unfair treatment by the franchisor. Please contact us to discuss your options at no cost to you.

ILLEGAL KICKBACKS

In any transaction involving a broker or agent the represents a buyer, there is a conflict of interest that may encourage the seller of goods or services to pay the buyer’s broker or agent an kickback as a reward for sending it business.  A “kickback” is an illegal, secret payment made in return for a referral, which resulted in a contract or transaction.

Examples of transactions susceptible to kickback arrangements include:

• Mortgage insurance referred by a lender
• Mutual fund service fees arranged by an investment adviser
• Commercial liability reinsurance and excess insurance placed by independent agents
• Selected student loans through preferred lenders through educational institutions

In situations involving kickbacks, the cost to you as the buyer is artificially inflated by the amount of the kickback paid to the agent or broker who placed your business with the third party seller. While the damages caused by an illegal arrangement in your case might be only a few hundred dollars, the pervasive use of such practices in the insurance and mutual fund industries has generated class action claims in the hundreds of millions of dollars.–

If you have been in a situation where you were dependent on the good faith of a broker or independent agent to find you the best services for the best price and believe that you were overcharged for those services, please contact the class action attorneys at Statman Harris, LLC to discuss your options at no cost to you.

OVERCHARGING UNINSURED PATIENTS

While one might think that hospitals would bill insured patients slightly more to subsidize the costs involved in treating uninsured or indigent patients, the opposite situation is the case at many hospitals around the United States, even so-called charitable hospitals. Uninsured patients at many medical centers are often charged two to three times as much as insured patients for the same treatment in diagnostics, surgery, medications, and room charges.

If you paid or still owe a large hospital bill for treatment you received when you were not covered by health insurance, contact the class action attorneys at Statman Harris, LLC for advice and representation about the possibility of recovering overcharges imposed on you as an uninsured patient. We represent plaintiff classes on a wide variety of claims all over the United States, and we can represent you, too, no matter where you live.

The stated rationale for uninsured patient overcharges is that hospitals negotiate volume discounts with major insurers, which helps slow the increase in health insurance premiums. The effect, of course, is to impose the highest medical treatment expenses on those least able to pay them, as well as to have uninsured patients subsidize lower premiums for insured patients.–

If you feel that it’s unfair to pay double or triple the hospital bills that insured patients pay just because you lack health insurance, we feel the same way at Statman Harris, LLC. Contact us in Cincinnati, Dayton, or Chicago to discuss your situation in confidence with a lawyer experienced in class action litigation.

PRODUCT LIABILITY LITIGATION

Our attorneys are experienced in product liability litigation, which is the legal liability incurred by a manufacturer, merchant, or distributor because of injury or damage resulting from the use of their product.

In some product liability cases, the amount of an individual’s damages will not be enough to warrant pursuing a claim individually due to the time, costs and attorney’s’ fees involved. In those circumstances, it is often worthwhile to initiate a class action in which individual claims are aggregated into one. When offending companies are served with a class action lawsuit exposing them to substantial financial damages, those companies are more likely to take the claim seriously, compensate the victims, and rectify their injurious practices.–

If you believe that you have been injured or damaged as a result of the use of a product, please contact Statman Harris, LLC to discuss your options at no cost to you.

ROAMING CHARGES

Most Americans are familiar with the phenomenon of roaming charges associated with their cellular phone service. If you make a call outside of your home area, you may be charged for roaming. Your cellular carrier may have improperly charged you. Contact the experienced class action lawyers of Statman Harris, LLC for a free consultation about your ability to sue as a lead plaintiff in a class action lawsuit against your cellular service provider. No matter where you live in the United States, we can represent you in class action litigation.

One problem with cell phone roaming charges is that cellular carriers improperly bill for roaming. If you have ever been billed for roaming charges, you may have a claim against your provider.

At Statman Harris, LLC we have extensive experience with the litigation of class action claims involving cell phone billing overcharges. Our familiarity with the proof of claims related to unfair roaming charge fees can help you and others in the same situation recover damages for your over-payments and change the billing practices of your cell phone service provider.-

For additional information about what participation in a class action lawsuit might mean for you, contact a knowledgeable attorney at any of our three offices in Cincinnati, Dayton, and Chicago.

SECURITIES FRAUD

Corporations whose stock and other securities are publicly traded must satisfy a high standard of integrity under state law, federal statutes, and SEC regulations. Because of the enormous profits that can be realized through the artificial inflation of stock prices through false information or an insider’s manipulation, investors who do not have access to inside information can suffer significant losses to securities fraud. For smaller investors especially, a class action lawsuit can represent an excellent opportunity not only to recover the losses incurred, but also to help compel significant improvements in the defendant company’s management, corporate governance and oversight procedures.

Contact the securities class action lawyers at Statman Harris, LLC if you lost money on a stock purchase due to the fraud, material omission, or false statement of the company that issued the shares. From our offices in Cincinnati, Dayton, and Chicago, we can represent investors nationwide in securities Class action litigation. Our resources and experience enable us to provide effective client service in class action lawsuits involving claims such as the following:

• Fraudulent misrepresentation in SEC filings
• Omission or misstatements of material fact in registration statements
• Insider stock sales just prior to a sharp decline in value
• Accounting fraud
• Backdated stock options and other fraudulent executive compensation practices
• Violations of SEC rules that lead to penalties or suspended trading –

Securities fraud litigation on behalf of an investor class is a powerful weapon for protecting the investing public and improving corporate governance. To learn more about our ability to represent your interests effectively as the named plaintiff in a securities class action, contact one of our AV-rated* trial lawyers at Statman Harris, LLC.

STOCK OPTIONS BACKDATING

In recent years, the rapid escalation of executive pay in America’s largest corporations has been fueled principally by the grant of stock options to managers as an important aspect of their compensation. While it makes sense to motivate executives by giving them a tangible stake in the performance of their company’s stock, the recent exposure of widespread overreaching to maximize the value of stock options through backdating has attracted a great deal of attention from shareholders, the IRS, and criminal prosecutors.

If you hold shares in a corporation involved in a backdated executive stock options scandal, you’re essentially paying for inflated compensation to those who exercised the grant unfairly. Contact an experienced class action attorney at Statman Harris, LLC with offices in Cincinnati, Dayton, and Chicago. We can analyze the circumstances of the stock options grant to see whether it was fairly disclosed to shareholders, reported to the IRS, and reflected in the company’s earnings statements. Improperly reported stock options backdating practices have resulted in large settlements against the executives and directors who arranged them.

Our firm represent plaintiffs in federal litigation involving backdated stock options. We handle these cases on a contingent fee basis anywhere in the United States. Our familiarity with the proof of shareholder or derivative claims related to undisclosed terms in executive stock option grants can give you and your fellow shareholders a powerful advantage not only in recovering the loss to your own equity, but also in improving the transparency and soundness of corporate governance practices.–

For a free consultation about the viability of a class action against the board and management for backdated stock options at a company you’ve invested in, contact an Ohio securities lawyer at Statman Harris, LLC.

STUDENT LOAN CASES

The Attorney General of New York’s investigation has shown that student loan companies have been compensating educational institutions and their employees in student loan offices in the form of payments, vacations, gifts, and/or stock grants. In return, the educational institutions and/or student loan officers steer students towards those lenders. Students may pay higher fees and interest rates over the life of their loans than they would have had the educational institutions and/or student loan officers acted in the best interest of the students. Examples of common practices include:

• College and university student lending website pages that link directly and exclusively to particular lenders.
• “Preferred lender” lists are maintained by colleges and universities.
• Speaking engagements by lenders at colleges and universities that are couched as information sessions.
• Student lenders that maintain call centers for schools and universities under the guise that they are part of the school or university.
• Student lenders that use school or alumni association logos on their letterhead.–

For a free consultation, contact an experienced trial attorney at Statman Harris, LLC.

SUBPRIME LENDING

Investors are aware of the recent troubles in the credit markets spurred by the collapse of the subprime lending market. The implications of this collapse may be larger than you realize: ordinary investors have seen their portfolios transform from healthy investments into meaningless paper, overnight. Why is this happening? There are several reasons.

Companies like American Home Mortgage and New Century originate subprime mortgages, then bundle these loans into securities, which are sold to institutional investors. The mortgage originator and/or institutional investor fails to disclose material information about its asset portfolios relating to the subprime mortgages or the securities backed by subprime mortgages that it holds, and by failing to make material disclosures it passes off bad investments onto unsuspecting purchasers of its securities or debt. From there, individual investors acquire the troubled securities through the institutional investors.

The institutional investors may have undisclosed financial ties with the loan originators. The institutional investors may also have inside information regarding the default rates and other information they fail to disclose to individual investors. Institutional investors may also have sold their holdings in the subprime mortgage backed securities to affiliated entities whose securities they push small investors to buy.–

At Statman Harris, LLC we have a great deal of experience in securities litigation on behalf individual investors, large and small. If your investments, through exposure to the subprime lending industry, have recently diminished, there may be reasons above and beyond simple economics. To learn more about our ability to represent your interests effectively as the named plaintiff in a subprime class action, contact one of our AV-rated* trial lawyers at Statman & Harris.

UNPAID OVERTIME

Under both federal and state employment law systems, the general rule is that hourly employees are entitled to overtime pay beyond 40 hours in a single week, while professional, managerial, or other exempt employees work for a straight salary. In recent years, many large employers have reclassified hourly employees as either exempt from overtime requirements or as independent contractors.

If you work for a large employer who is not paying you overtime, or is otherwise violating wage and hour laws at your expense, contact the class action attorneys at Statman Harris, LLC. With an office in Cincinnati, our lawyers can represent class action plaintiffs nationwide in unpaid overtime claims.

Some employees entitled to overtime are misleadingly classified as “managers” even though they have little or no actual supervisory responsibility. Other employees have their hours manipulated or even improperly logged so that the employer can avoid paying overtime. Still other workers are required to work off the clock, take meal or restroom breaks on their own time, or change into uniforms or safety equipment without compensation.

These practices, as well as other management techniques that amount to squeezing unpaid overtime out of employees, can often amount to blatant violations of state or federal wage and hour laws. For large employers with a high number of employees, the class size can be large and therefore recovery in these cases can be in a single lawsuit seeking large damages.–

For a free consultation about unpaid overtime or other violations of your right to compensation, contact a class action litigation attorney at Statman Harris, LLC.

USURIOUS LOANS

The state and federal laws regulating the amount of interest that a lender can charge in any credit transaction are highly complicated, and it can be difficult to know whether a state limit on excessive interest or a more permissive federal regulation will apply. At Statman Harris, LLC we can analyze state and federal lending laws in the context of class action litigation. To find out whether your claim for interest overcharges might be suitable for a class action lawsuit, contact a knowledgeable attorney at our office in Cincinnati.

Most major credit card issuers are for most practical purposes exempt from state usury laws, and are covered instead under federal regulations. There are still many credit transactions, however, that can result in prohibited excessive interest charges:

• Payday loans
• Short-term loans secured by the title certificate to a motor vehicle
• Retail credit agreements issued by discount stores, department stores, or other retailers
• Litigation funding agreements, under which an attorney lends money to a client secured by the future proceeds of a contingent claim
• Any other consumer loan transaction, whether or not secured

At Statman Harris, LLC we can represent consumers from anywhere in the United States on class action claims involving excessive interest charges. Our typical plaintiff class has anywhere from a few thousand members to as many as 16 million. Our experience with the complexities and logistical demands of class action litigation on a nationwide basis can give your claim a solid chance at success.

For a free consultation about a potential class action lawsuit involving excessive interest charges similar to those that you have experienced, contact our law firm at any of our three locations.

* CV, BV, and AV are registered certification marks of Reed Elsevier Properties, Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell Ratings evaluate two categories–legal ability and general ethical standards.

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